Car Accident Claims: How to Know the Insurance Company is Lowballing You

If you have been in a car accident, the insurance company of the at-fault party may be responsible for your injury claim. But, before you accept a settlement or sign anything, you must know the signs of lowball settlement offers. Rather, you need to discuss your case and any settlement offer with an experienced Auto Accident Lawyer Grand Junction. A good attorney will answer your questions, deal with the insurance company, and fight for the compensation you deserve. Insurance companies are known for making lowball offers. Here are signs they are doing the same to your case:

Making a Quick Offer

Investigating an accident, examining injuries, and determining the amount of compensation a victim deserves take time. Thus, a quick settlement offer indicates that the insurance company is lowballing you. The company does not want to give you time to research your options and find out the true value of your injury. By getting to you before you speak to an attorney, they can try to convince you to waive your right to sue.

Pressuring You to Accept the Offer

If a claims adjuster from the insurance company knows they have a very low offer, they will use some tactics to pressure you into signing their forms and accepting them. If they are using this tactic to you, stop any contact until you have talked to an attorney. 

Ignoring or Dismissing Evidence

Insurance companies may try to ignore or dismiss evidence to try to frustrate you about the situation, hoping you would give up your fight and accept their offer. If you submitted medical bills, photos or videos, and other documentation to the insurance company and they ignore them, this indicates they are lowballing you. You should then call an attorney to handle these matters for you.

Questioning Your Injuries

One tactic that insurance companies use to reduce your settlement is to question the validity of your injury. They may assert that your injury was not caused by the accident or that you are exaggerating your injuries. Never allow this tactic to push you into accepting a lowball offer. Your attorney can help you collect evidence to prove that your accident caused your injuries and their severity.

Blaming You

The insurance company may imply that you failed to check the road before entering the intersection, were negligent, or were distracted at the time. They will try to put you in a position where you feel compelled to defend yourself and forget about your fight for a higher settlement.